In this article, you will be going to know about:

What is MADA?

MADA is an alternative payment method that allows cardholders to pay using a MADA card (debit card)

Supported Regions

MADA can be activated for ONLY merchants with Saudi business licenses. 

It is required to open a bank account in Riyad Bank for the company or institution that is registered in PayTabs system. 

MADA cannot be activated using Freelancer certificate 

How to activate MADA with RB?

To activate MADA through Riyad Bank, Please follow the below steps: 

1-Fill the agreement form in the attachment, and when it is signed, it must be handed over to the bank



Central : 
Saleh Aldowiyn
East: Any branch South+West+North:
 Abdulaziz Alharbi -



3- Submit the application along with the below requirements to the customer care team ([email protected] 

  • Filled and signed agreements
  •  Business License
  •  Owner ID


What is MADA Payment Workflow?

Mada payment is hosted by PayTabs, which means that it will be managed and processed on our side. You can have the same page embedded in your checkout page by following our How to not redirect my customers to an external payment page? (iFrame/Embedded Mode) solution article.

Using the MADA payment method, when the cardholder proceeds to checkout on the merchant website, they will be redirected to the PayTabs hosted payment page to provide their MADA card details to complete the payment as shown below:

Transactions done using MADA cards will show in the payment method in the transaction detail window.

What are the payment features that MADA supports?

Through Mada cards, you can easily perform "Sale" and "Refund" transactions, but NO Auth/Cap or Recurring transactions are allowed using MADA.

Check "What is the transaction type" article for further details 

The Settlement Flow

Mada payments are directly settled in your bank account immediately as soon as the payment has passed successfully.  

The Refund Process Flow

MADA transactions can be refunded directly from the PayTabs dashboard by clicking on the transaction ID, and then clicking on the refund button as shown below

MADA supports full and partial refund

Attached Mada branding logo to be updated in your website