In this article, you will be going to know about:

What is URpay? 

URPAY is a digital wallet that allows the clients to pay online. Clients must register in STCpay app and have sufficient balance in URpay wallet. 


Supported Regions

URPAYcan be activated for Merchants with Saudi business license. 


How to activate URPAY ?

To activate URPAY , Please follow the below steps: 

Provide the merchant the below instructions and the attached files:


To apply for URPAY , You need to sign the attached Application 
Merchant trading|legal name:
Commercial registration NO:

Contact name:
Phone NO:

Our team will share the above details with pay to start the onboarding  process and then enable the service on your PayTabs account.

URPAY payment workflow

URPAY payment flow is hosted by PayTabs. which means that the payment will be managed and processed on our side. 

You can have the same page embedded in your checkout page by following our  How to not redirect my customers to an external payment page? (iFrame/Embedded Mode) solution article. 

Using URPAY payment method, when the cardholder proceed to checkout page, they will be redirected to PayTabs payment page to enter the OTP and proceed with the payment

Transactions done using URPay, will show in the payment method in the transaction detail window 


What are the payment features that URPay supports?

Using URPay method, you can easily perform "Sale" and "Refund" transactions, but NO Auth/Cap or Recurring transactions are allowed using URPay.

Check "what is the transaction type" article for further details 

The Settlement Flow

URPay payments payments are directly settled in your URPay wallet immediately as soon as the payment has passed successfully.  

The Refund Process Flow

 STCpay transactions can be refunded from PayTabs dashboard by clicking on the transaction ID, and then click on the refund button as shown below or you can perform the refund from STCpay app directly.